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Get a Loan
Quickly
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With no Credit Check
Deposited directly into your bank account, almost instantly
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Financing options
$250
$500
$750
$1000
Repayment over a period of 3, 6, or 12 months. Membership fees apply.
Get a LoanApply in 5 minutes
Fill out our online form in just a few minutes to start your application.
Instant and secure processing
In partnership with Flinks, we use Instant Bank Verification for fast and secure processing of applications. We do not perform any credit checks.
Receive your money by direct deposit or Interac transfer
Access your money quickly for your urgent needs.
Take control when unexpected expenses arise.
Used responsibly, an emergency loan can be the right solution in case of the unexpected.
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Novacash: the best way to get a loan quickly
How does it work?
Complete an online application
Use our form to start your request in just a few minutes.
Instant treatment
We make an instant IBV request, with no credit check, with Flinks.
Direct deposit into your account
Once approved, your funds are sent directly to your account via direct deposit or Interac e-Transfer.
3 to 4 months to repay
You can also make early repayments without incurring penalties.
Make a difference!
Use your loan to deal with an emergency or unexpected situation
Who is eligible?
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You are 18 years of age or older
You earn $1200 or more per month, paid by direct deposit
You are a Canadian citizen
You have been employed for more than 3 months
You are not about to start or currently in the process of bankruptcy
Your bank account does not have an excessive history of payments without provisions
You are in a position to repay the loan
You are not eligible under the following conditions:
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You are self-employed
You do not benefit from tax credits for children
You are not part of a retirement savings plan
You don't have student loans
You do not receive all forms of social assistance
What our customers say
Isabelle L.
Thanks NovaCash! I needed a quick loan and you were there. The service is fast and without complications. I am very happy!
Marc D.
NovaCash, you are awesome! I received the money super fast and the process was really easy. I will definitely be back.
Caroline M.
A huge thank you to NovaCash! You really helped me out when I needed it. The service is fast and efficient, I would definitely recommend it.
Philippe R.
NovaCash really impressed me. I needed an emergency loan and got the money the same day. Thanks for your quick and effective help.
Sophie T.
NovaCash was great! The service is fast and the team is friendly. I got my loan without stress. I recommend it to everyone.
Frequently Asked Questions
