Get a loan
quickly

- Get up to $1,000
- No credit check
- Instant processing
- Direct deposit or Interac





Deposited directly into your bank account, almost instantly










Financing options
250$
500$
750$
1000$
Repayment over 3, 6 or 12 months. Membership fees apply.
Apply in 5 minutes
Fill in our online form in just a few minutes to start your request.

Instant and safe processing
In partnership with Flinkswe use Instant Bank Verification for fast and secure processing. We do not perform credit checks.

Receive your money by direct deposit or Interac
Quick access to your money for urgent needs.

Apply in 5 minutes
Fill in our online form in just a few minutes to start your request.
Novacash: the best way to get a loan fast
- Get up to $1,000
- Simple, immediate and discreet approval
- Instant processing, without documents, by IBV
- No credit check
How does it work?

Fill out an online request
Use our form to start your request in just a few minutes.

Instant sound
We carry out an instant IBV application, without credit check, with Flinks.

Direct deposit into your account
Once approved, your funds are sent directly to your account by direct deposit or Interac transfer.

3 to 4 months to repay
You can also make early repayments without incurring penalties.

Make the difference!
Use your loan to deal with an emergency or unexpected situation.
Who is eligible?
- You are 18 or over
- You earn $1,200 or more per month, paid by direct deposit
- You are a Canadian citizen
- You have been employed for more than 3 months
- You are not about to start or currently in the bankruptcy process
- You are able to repay the loan
You are not eligible under the following conditions:
- You are self-employed
- You do not benefit from child tax credits
- You are not part of a retirement savings plan
- You have no student loans
- You do not benefit from any form of social assistance
What our customers say

Sophie T.
NovaCash was great! The service is fast and the team is friendly. I got my loan without stress. I recommend it to everyone.

Philippe R.
NovaCash really impressed me. I needed an emergency loan and got the money the same day. Thanks for your quick and effective help.

Caroline M.
A huge thank you to NovaCash! You really helped me out when I needed it. The service is fast and efficient, I would definitely recommend it.

Marc D.
NovaCash, you are awesome! I received the money super fast and the process was really easy. I will definitely be back.

Isabelle L.
Thanks NovaCash! I needed a quick loan and you were there. The service is fast and without complications. I am very happy!
Frequently asked questions
Dans la majorité des cas, vous recevrez l'argent directement dans votre compte bancaire dès que votre demande est acceptée.
L'APR sur le montant emprunté auprès du prêteur est de 18%.
En utilisant notre système VBI, vous n'aurez aucun document à fournir pour faire votre demande.
Chaque prêt offert est un prêt ouvert, ce qui vous permet de procéder à des remboursements avant terme sans encourir de pénalités.
Oui, nous ne faisons aucune enquête de crédit. Vous ne devez cependant pas être en processus de faillite.
Des frais d'adhésion mensuels sont facturés pendant toute la durée du prêt.
Vous avez la possibilité de rembourser votre emprunt par des versements mensuels ou toutes les deux semaines.
Approbation simple, sans délai et en toute discrétion. Votre transaction se déroulera avec intégrité et en toute clarté.