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Get a quick loan with NovaCash

You want get a quick loan for an unexpected event or to alleviate financial difficulties? Our fast loan financing company allows you to quickly request a loan of $300 to $1000 deposited the same day in your bank account.

Apply for a quick loan now!

What is a quick loan?

Fast loans offer a financing solution that allows the borrower to receive funds directly and quickly into their account to give them a boost and fund their immediate expenses.

Get your non-binding offer and get the money you need today.

Why NovaCash for a quick loan?

Choisir NovaCash pour son prêt rapide c’est avoir la tranquillité d’esprit de travailler avec un prêteur de confiance. Nos services en ligne, la rapidité d’approbation et nos solutions simples à financement flexible font de notre entreprise de prêt rapide le meilleur choix pour obtenir un prêt de 300$ à 1000$ rapidement.

There are lots of reasons why people choose NovaCash for their financial needs.

100% online

Use our online site to access your account 24 hours a day, 7 days a week.

Rapide

Our quick online loan application process only takes a few minutes. Complete the application form and complete the instant bank check to get your quick loan deposited into your account the same day.

Simple solution

We help you get the money you need, with simple requests and flexible options.

Safe

Rest assured that the loan application process on NovaCash uses top-level encryption to ensure that your personal information is safe and never used without your permission.

How do I get a quick loan?

Applying for a quick loan at Nova Cash is easy and convenient. Our process is designed to get you the money you need as quickly as possible. Here's how it works:

1. Choose your amount

We offer fast online loans from $300 to $1000 for terms of up to 3 months. Choose the option that works best for you.

2. Apply online

Our quick and easy application process takes less than 15 minutes and has no unpleasant surprises. Your personal information remains protected. We don't ask you to upload sensitive documents such as a photo ID card, bank statements, proof of address, bank card, or credit history.

3. Processing your request

Your request will be processed as quickly as possible. That is, in an optimal time frame to ensure a quick and effective response, thus meeting your urgent financial needs.

4. Disbursement of funds

Once you have been approved by our automated system, your funds will arrive in your account as soon as possible. This way you will have access to fast money.

Who can get a quick loan?

Instant loans are the ideal solution in the face of a financial crisis that can't wait. Obtaining a loan from a bank is a long and tedious process that requires submitting several documents and waiting weeks for a response. As a money lender, we do things differently and we process your loan request immediately upon receipt.

Bad credit

Yes, fast loans are our specialty! Our candidates are evaluated based on an instant bank verification report (VBI) and not on their credit score since we do not conduct any credit checks. Bankruptcy, consumer proposal, and past recovery loans are not considered in the application process since analysts only check the borrower's ability to repay.

Sources of income

Whether you are a full-time employee, self-employed, or have income from pensions, benefits, or other various sources, we assess each loan application fairly. Our objective is to offer flexible and accessible lending solutions, adapted to the diversity of our clients' financial situations in Canada.

Tenants

Whether you are a tenant or an owner, everyone is welcome. As long as you can provide a current address, regular income details, and a payday loan repayment guarantee, we'll be happy to review your request.

Our customer service

Learn a bit more about NovaCash, our services, our commitment to our customers, and how we can help you reach your financial goals.

Customer service

Our team is available to answer your questions about your quick loan. From the moment you first visit our website and throughout the process of applying for a loan, managing the loan, refinancing, or repaying an outstanding loan, our team is here to help!

Safety

Our process uses end-to-end encryption at the banking level. Rest assured that your data is protected and not shared without your permission. Learn more about how NovaCash secures your information.

Transparency

What you see is what you pay for. It's the NovaCash method. All fees are disclosed in advance on your loan agreement and are available to you before you sign them. If you have any questions along the way, our customer service team is available to help.

Accompaniment

As mentioned above, our team is available throughout the quick loan process, offering you a comprehensive guide on the steps to take, borrowing options, and repayment terms.

Our types of loans

You can use the instant cash from your quick loan to cover all sorts of expenses and personal payments.

Car loan

Buying a car? A motorcycle? A campervan? Let us help you finance the vehicle you want.

Ready for a move

Did you know that moving across Canada costs an average of $6,000? Consider your vehicle, fuel, packaging, and time; moving is a big commitment. Don't spend weeks waiting for help from your bank. Trust NovaCash to offer you a quick loan to help you with your move.

Loan to do renovations

Make your home renovation project a reality. Updating your home can be one of the best ways to increase the value of your investment. Complete any home project without having to resort to a long visit to the bank, all with the help of a loan from NovaCash.

Personal loans

Affordable payments for your lifestyle. A loan structure designed for your needs. Apply for a personal loan online from any device, anytime. Receive funds quickly and get back to focusing on what's important. Our team is there to help you whenever you need it.

Our eligibility conditions for a loan

At NovaCash, we are committed to providing Canadians around the world with the money they need.

Age

To be eligible for a quick loan at NovaCash, you must be at least 18 years old. This condition is essential to ensure compliance with financial regulations and to ensure that our services are accessible to responsible adults with urgent financial needs.

Citizenship

To apply for a quick loan, it is also imperative to be a Canadian citizen. This requirement is critical to ensure compliance with current laws and regulations regarding fast cash loans.

As a responsible financial institution, NovaCash is committed to offering fast loan services that are only accessible to Canadian residents, thus ensuring total transparency and maximum security for our customers.

Job

At NovaCash, we welcome customers with traditional and non-traditional revenue sources. This condition is essential to assess the applicant's repayment capacity and to guarantee the financial security of the loan. We value the importance of a steady income to support immediate financial needs.

Quick and easy approval. Get cash today.

Can I get a quick loan if I have a bad credit score?

Yes, it is possible to get money loans with bad credit. When you apply for a quick loan, we don't do any credit checks with credit agencies. However, the options available may be more limited and the terms may be less favorable than those for loans granted to individuals with good credit.

At NovaCash, we understand that many people can have bad credit and still be financially responsible. Instead of offering a bad credit loan that puts you in an even more difficult situation, we offer a responsible alternative that allows you to rebuild your credit while meeting your urgent financial needs.

Frequently asked questions - FAQ

Visit our FAQ section to find out more about the services we offer.

What is the interest rate on a quick loan?

The interest rate on our quick loans is 18% annually and is included in the repayment amounts you must make.

What are the deadlines for receiving my quick loan?

Once your online personal loan application is approved, your quick loan amount with us will be deposited into your bank account in less than 24 hours.

When you fill out a quick loan application on our website, our system will review your application, collect any additional information needed, and provide you with a decision on your application as quickly as possible.

Once your request is approved, we will immediately transfer the funds to your account. Most customers receive a deposit the same day, but depending on when your quick loan is approved, the funds may arrive the next business day.

How much can I borrow?

You can apply for a personal loan online ranging from $300 to $1000. Once approved, we'll confirm your quick loan amount and provide you with a loan agreement for review and electronic signature.

How will I get the money in my bank account?

There are two ways to get your money back. The deposit can be done by electronic money transfer, email, or by direct deposit to your bank account.

When do I have to repay my loan?

Each financing product has different repayment periods, between 3 months and 2 years. Our financing and quick loan advisors will help you choose the repayment plan that's best for you.

Apply for a quick loan!

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